Coolbucks - Lagos

CoolBucks is an online lending platform that provides unsecured loans (without collateral) within minutes of completing your application. Depending on your profile, we can disburse within 5minutes to 24 hours of completing our application. We can provide you up to N5,000,000 within minutes. We provide Smart Money Solutions.

We are team of local and international professionals that have developed a smart Fintech platform that uses thousands of data points to profile customers and deliver financial services to everyone including the financially excluded. We hope to expand across Africa and Europe in three years.

We offer small ticket loans from N15,000 to our low income customers and up to N5,000,000 to our high income customers. The customers within our network can access our loans  

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within 30 minutes.

We are integrated with a number of platforms and we use our advanced Fintech, combining both local and international experiences to deliver loans within 30 minutes. We adopt a risk based pricing approach and offer our customers one of the lowest risk adjusted rates in the industry. We are highly operationally efficient and we pass on the savings to our customers as lower interest rates.