Mamamoni - Lagos, Nigeria

Mamamoni provides banking services and loans to women and businesses, regardless of whether they are banked, under-banked, or unbanked. As a branchless banking business, its services allow users to access their accounts and complete transactions without having to visit a bank branch; all they need is their mobile phone. Women can also use their phones to accept payments for goods and services, and their phone number acts as their bank account. Additionally, Mamamoni provides training to its users on how to manage and grow businesses, as well as how to develop vocational skills. Loans are also available to fund businesses or to help cover the costs of the training.