Broad Minds Cooperative Multipurpose Society Ltd - Apapa, Nigeria

Broad Minds Cooperative Multipurpose Society (BCMS) Ltd is a registered cooperative multipurpose society duly certified and regulated by the Lagos State Government formed to promote the economic, welfare and social needs of its members
This is a group of aspiring and promising entrepreneurs who have put together their pool of resources with the sole purpose of promoting the interest of one another by funding their entrepreneurial vision ,encouraging thrift habits, creating credit (loan) opportunities and investing jointly in any secure and profitable business venture .


Our vision

Our vision is to become a CMS that is competitive, viable and sustainable with capacity for fulfilling members’ economic and welfare needs through the provision of exceptional services and  

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positively empowering our members.



Our mission
To be a strong, member-only financial cooperative providing innovative financial services and products while increasing the member’s savings, and making their entrepreneurial visions and aspirations a reality

Core Values
Our core values is centered on E-THRIFTS an acronym for Excellence (highest standards, quality),Trust (confidence, reliance),Humility(modesty), Respect (equality, dignity), Integrity (truthful, accountable), Flexibility (interactive), ,Togetherness (synergy, unity and team spirit), Security (safety and protection of your funds and personal information).

Our Objectives

• To be a successful thrift and credit union.
• To provide financial products and services that meets member’s needs
• To maintain a CMS structure that upholds its vision with integrity and good leadership.

• To promote among members the spirit of entrepreneurship and team work
• To inspire other members by synergizing efforts to get results
• To advocate for good governance practices and abiding by the cooperatives principles for our CMS’s growth