GOCHEL FINANCE HOME - Lafia, Nigeria

About Us

GOCHEL FINANCE HOME, a subsidiary company of Union Bank of Nigeria Plc is Nigeria's leading mortgage finance institution. Since its inception in 1994, it has continued to excel in its operations in Nigeria's housing sector.

If you’re thinking about a business loan, Gochel Finance Home is here for you.

We’ve provided over $210 million in business loans to over 17,000 business owners just like you. We use our own designated risk technology to provide you with the right business loan so you can grow your business.

Business loan
Cash advance against credit card income
Loan for equipment purchase
Equipment lease
Commercial mortgage loan

GOCHEL FINANCE HOME provides mortgage finance services, builds estates, funds estate developers and estate development,  

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supports investors in housing schemes even at state government levels, and purchases houses and estates for resale to corporate and private customers within and outside Nigeria.

Its mortgage loan portfolio has continued to grow, and its profile of intermediation services, one of the best in Nigeria, has posted GOCHEL FINANCE HOME as flag bearer of Nigeria's mortgage sector. Evidences abound mostly in Lagos, Abuja, Umuahia and Benin City,. In each metropolis, the company's well-focused strategic planning and investments have housed hundreds of families without any rigours associated with urban housing.

Expressed in more than 1,500 housing units at Abuja, over 700 housing units of various categories located in different estates and parts of lagos, more than 300 self-contained bungalows at an estate in Umuahia, and the new sprawling APICO/Shelter Afrique Estate at Uyo, GOCHEL FINANCE HOME projects continue to grow from day to day.

The company has concluded plans to build its estate at Kuje in Abuja and has 20 branches in various parts of the World, all interconnected. GOCHEL FINANCE HOME funded the development of Tanus Properties and Wilbahi Properties Estates in the Federal Capital Territory. On completion, the properties, GOCHEL FINANCE HOME Estate Abuja inclusive, would be sold to the public via GOCHEL FINANCE HOME, and branches of members of the Union Bank group.

Driven by active management, proactive strategies and good financial profile,GOCHEL FINANCE HOME is Nigeria's first mortgage institution to invest offshore.Presently, it has partnership and equity in HFC Bank (Ghana) Ltd.

Jointly with South Africa's Distribution and Warehousing Network Limited (DAWN), GOCHEL FINANCE HOME set up Saffer Union (West Africa) Limited. Saffer Union is aimed at supporting a robust housing finance system that guarantees a sustained supply of quality building materials at affordable prices. Consequently, the company markets a wide range of durable building materials and housing-interior accessories. It proposes to extend its operations to Ghana and the entire West Coast, in the near future.
GOCHEL FINANCE HOME' unmatched record in housing delivery and the high acceptance of its products are derived from its good parental leadership, extensive goodwill, wide branch network, strong assets base, growing information technology, and well-planned market drives.